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Donating to Relief Efforts: Getting Your Money Where You Want It to Go

Posted on March 21, 2022

In times of crisis, we often feel hopeless and wonder how we can help those affected. Unfortunately, this is when scammers amp up their efforts to get your money by creating fake charities that look and sound like a legitimate one.

Before you give, here are some tips from the Federal Trade Commission (FTC) to make sure your donation counts and avoid donating to a scam.

  • Slow down, do your research
    You don’t have to give immediately! Search online for the cause you care about, plus words like “review,” “scam,” or “complaint.” See if others have had good or bad experiences with the charity. Once you have narrowed it down, check out charity watchdog groups like Charity Navigator or CharityWatch to see what they say about the organization.
  • How will your donation be spent
    Check out the charity’s website. Does it give you details about the programs you want to support? Does it tell you how much of your donation will go directly to those programs? If you can’t find detailed information about a charity’s mission and programs, be suspicious.
  • Read the fine print
    If you’re donating through an online fundraising platform, your money may not go directly to the charity. In many cases, online fundraising platforms get your money first, take some of it as a fee, then pass on the rest to an individual or charity. Keep in mind, it may take time for the charity to receive the money, so if you’re donating to help people with immediate needs, consider donating in other ways.

How to Pay When You Donate

  • Safest way to donate is by credit card or check
  • Don’t pay with wire transfers or gift cards
    If you’re asked to wire money or buy gift cards, don’t do it! Scammers ask you to pay that way because these payment methods are hard to track.
  • If you’re donating online, check the web address
    Make sure the webpage where you enter your payment information has “https” in the URL. This means your information is encrypted and transmitted securely.

Once you’ve donated, review your bank account and/or credit card statements to make sure you were only charged the amount you donated. Your generosity can make a difference – just take a few minutes to make sure your donation is going to the right place.

If you’re a Merrimack customer and are concerned your personal or financial information was compromised, please call us directly at 603.225.2793 so we can assist with protecting your accounts and identity.

Filed Under: Consumer Alerts

Recent News

  • The Merrimack Contributes $50,000 Toward Affordable Housing Development in NashuaSeptember 18, 2023

  • The Merrimack is Looking for the Best Nonprofit Serving Windham CommunitySeptember 13, 2023

  • The Merrimack Supporting Local Food Pantries in Statewide #NHBanksGiveBack CampaignSeptember 13, 2023

  • Winner Declared in The Merrimack Dog Days of Summer ContestSeptember 12, 2023

  • The Merrimack Celebrates Grand Opening of Windham BranchAugust 15, 2023

  • The Merrimack Now Open in WindhamAugust 7, 2023

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PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

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© 2023 Merrimack County Savings Bank

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PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

Equal Housing Lender | Member FDIC

© 2023 Merrimack County Savings Bank

  • Personal
    • Personal Checking
    • Personal Lending
    • Personal Savings, Money Markets, CDs & IRAs
    • Checking & Savings Rates
    • Mutual Benefits Program
    • Branch Leadership Team
    • Home Lending
    • Online, Mobile & Telephone Banking
    • Health Savings Accounts
    • Overdraft Programs
    • Safe Deposit Boxes
  • Business
    • Business Checking & Savings
    • General Lending Services
    • Online, Mobile & Telephone Banking
    • Additional Business Services
    • Business Team
    • Mutual Benefits Business Partner Program
  • Resources
    • Financial Education
    • News
    • Routing Number
    • Banks Never Ask That
    • Calculators
    • Newsletter
    • Member Portal
  • About
    • Careers
    • Community Involvement
    • Directors
    • History
    • Leadership
    • Privacy & Security
    • Annual Report
    • Values
    • Hours & Locations
  • Facebook
  • LinkedIn
  • Instagram
  • Personal
    • Branch Leadership Team
    • Checking & Savings
      • Apply
      • Rates
      • Checking
      • Order Checks
      • Savings, Money Markets, CDs & IRAs
      • Health Savings Accounts
      • Overdraft Programs
      • CheckReserve Line of Credit
      • Courtesy Pay
      • $5 Allowance
    • Home Lending
      • Home Lending Team
      • Apply
      • Rates
      • Home Lending
      • Home Loans for University Professionals
      • Home Loans for Medical Professionals
      • Home Equity Lines & Loans
      • Home Buying Road Map
      • First Time Homebuyers
      • Mortgage Assistance Programs
    • Personal Lending
      • Apply
      • Rates
      • Personal Lending
    • Online, Mobile & Telephone Banking
      • Online, Mobile & Telephone Banking
      • Telephone Banking Guide
      • Video Demos
    • Mutual Benefits Program
      • Mutual Benefits Program
      • Tiers and Benefits
      • Local Partners
      • Mutual Benefits Member Portal
      • Personality Quiz
    • Safe Deposit Boxes
  • Business
    • Business Team
    • General Lending Services
      • General Lending Services
      • Rapid Business Loans
      • Medical & Dental Practice Loans
      • Loan Application Form
    • Checking & Savings
    • Online, Mobile & Telephone Banking
      • Online, Mobile & Telephone Banking
      • Telephone Banking Guide
      • Video Demos
    • Additional Business Services
    • Mutual Benefits Business Partner Program
  • Resources
    • Financial Education
    • News
    • Routing Number
    • Wire Transfer Instructions
    • Banks Never Ask That
    • Webinars
      • Customer Webinars
      • Realtor Webinars
    • Calculators
      • College Savings Calculator
      • Loan Calculator
      • Mortgage Calculators
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  • About
    • Careers
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      • Community Involvement
      • Foundation Application
    • Privacy & Security
    • Annual Community Photo Contest
    • Affiliates
      • NHTrust
      • Meredith Village Savings Bank
      • Savings Bank of Walpole
      • New Hampshire Mutual Bancorp
    • History
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    • Leadership Team
    • Values
    • Annual Report
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