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Merrimack style is treating everyone – customers, employees and community members – with dignity, care, respect and compassion.

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CheckReserve Line of Credit

A good life means protecting what’s important.
A CheckReserve Line of Credit can be a big help.

Wherever you are in life, you want to preserve what you have. But there are always challenges – unplanned expenses, unexpected emergencies and even the timing of when bills arrive – that can leave you with a little less in your checking account than anticipated. Getting a CheckReserve Line of Credit from the Merrimack can make a key difference.

Prevent Overdrafts Automatically

The CheckReserve Overdraft Line of Credit allows qualifying* customers access to a line of credit that enables funds to be automatically transferred into their checking account to cover items beyond their account balance.

The basics of the program are:

  • The Merrimack will automatically transfer funds in $100 increments up to your pre-approved amount to cover an overdraft in a personal checking account.
  • Pre-approved lines may be as small as $500 or as large as $5000 depending on your preference and qualification.
  • You can opt to pay back the line through automatic monthly deductions from your checking account.
  • No prepayment penalty.
  • An annual fee of $30.
  • Interest is charged for any credit used. See the CheckReserve Overdraft Line of Credit application for current rates.

 

*This is not an automatic service, so interested customers must apply with a Merrimack Branch Services Representative. Subject to underwriting approval.

 

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Personal Business

PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

Equal Housing Lender | Member FDIC

© 2022 Merrimack County Savings Bank

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      • Home Lending Team
      • Apply
      • Rates
      • Home Lending
      • Home Loans for University Professionals
      • Home Loans for Medical Professionals
      • Home Equity Lines & Loans
      • Home Buying Road Map
      • First Time Homebuyers
      • Mortgage Assistance Programs
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      • Apply
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