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  • Personal
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“We make a living by what we get, but we make a life by what we give.” – Winston Churchill

  • NHTrust Financial Advisors
  • Meredith Village Savings Bank
  • Merrimack County Savings Bank
  • Savings Bank of Walpole
  • New Hampshire Mutual Bancorp

Personal Checking

Banking solutions for real life.

There are no “one size fits all” checking accounts at the Merrimack. With four options to choose from, we’re sure to have an account that meets your needs. What’s more, all personal checking accounts include complimentary online and mobile banking and debit cards with the latest security features to give you added peace of mind.

  • Everyday Checking

    A basic no-fuss checking account with no account service fees.

    • $10 minimum deposit to open.
    • No monthly service charge.
    • $300 Courtesy Pay limit.
    • Optional Mutual Benefits membership for a monthly fee.

    CompareView Rates

  • Better Checking

    No account service fees plus earn interest on your checking account funds. What’s better than that?

    • $10 minimum deposit to open.
    • No monthly service charge.
    • Earns interest on balances of $100 or greater.
    • $500 Courtesy Pay limit.
    • Optional Mutual Benefits membership for a monthly fee.

    CompareView Rates

  • Senior Checking

    A special account designed for customers who are age 62 or older.

    • $10 minimum deposit to open.
    • No monthly service charge.
    • Earns interest on balances of $100 and greater.
    • $750 Courtesy Pay limit.
    • Standard checks at no cost. 50% off other styles.
    • Optional Mutual Benefits membership for a monthly fee.

    CompareView Rates

  • Premier Checking

    A benefits-rich loyalty account with special discounts and exclusive access to our Premier Money Market.

    • $10 minimum deposit to open.
    • Monthly service charge of $15 waived with $15,000 combined loan and deposit account balance* or a relationship with NHTrust.
    • Earns interest on balances of $500 and greater.
    • $1,000 Courtesy Pay limit.
    • Standard checks at no cost. 50% off other styles.
    • $250 discount on mortgage closing costs.
    • Waiver of CheckReserve Line of Credit annual fee.
    • Discounted Consumer Loan rates with autopay.
    • Optional Mutual Benefits membership for a monthly fee.

    *Combined monthly balance consists of average collected monthly balance in all checking and savings accounts, ledger balance for CDs, and all outstanding balances on home equity lines or credit, home equity loans, installment loans and mortgages owned and/or serviced by Merrimack County Savings Bank.

    ** Discount does not apply to home equity lines of credit or loans, collateral and stock loans, time loans or CheckReserve line of credit.

    CompareView Rates

Personal checking account customers save time and money with complimentary convenience services:

$5 Allowance
$5 Allowance – Intended for those accidental “oops” moments, $5 Allowance gives you the flexibility to overdraw your personal checking account up to $5 on any given day and without the risk of an overdraft fee. To learn about other ways you can protect yourself from overdrafts visit our Overdraft Programs page.

Debit Cards
Make purchases and withdrawals from your Merrimack checking account anywhere Mastercard is accepted with a Merrimack debit card. Call us to have a card shipped to you or stop by any Merrimack location to have one issued instantly.

Learn More

mutual-benefits-card
Mutual Benefits Value Added Service

All Merrimack personal checking customers have access to Mutual Benefits membership with a monthly fee.

Learn More

Online, Mobile & Telephone Banking
Regular business hours are so yesterday. Bank the way that is most convenient for you, any time!

Learn More

Related Links

  • Order Checks
  • Overdraft Programs
Sign up for Online Banking
Personal Business

PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

Equal Housing Lender | Member FDIC

© 2021 Merrimack County Savings Bank

  • Personal
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    • Personal Lending
    • Personal Savings, Money Markets, CDs & IRAs
    • Checking & Savings Rates
    • Mutual Benefits Program
    • Branch Management Team
    • Home Lending
    • Online, Mobile & Telephone Banking
    • Health Savings Accounts
    • Overdraft Programs
    • Safe Deposit Boxes
  • Business
    • Business Checking & Savings
    • Lending
    • Online, Mobile & Telephone Banking
    • Additional Services
    • Business Team
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  • Personal
    • Personal Checking
      • Personal Checking
      • Order Checks
      • $5 Allowance
    • Home Lending
      • Home Lending
      • Home Equity Lines & Loans
      • Mortgage Lending Specialists
      • First Time Homebuyers
      • Mortgage Assistance Programs
      • Home Buying Road Map
      • Home Lending Rates
      • Calculators
    • Online, Mobile & Telephone Banking
      • Online, Mobile & Telephone Banking
      • Telephone Banking Guide
      • Video Demos
    • Personal Lending
      • Personal Lending
      • Personal Loan Rates
    • Mutual Benefits Program
      • Mutual Benefits Program
      • Mutual Benefits Member Portal
      • Tiers and Benefits
      • Local Partners
      • Mutual Benefits Newsletters
      • Personality Quiz
    • Health Savings Accounts
    • Overdraft Programs
    • Checking & Savings Rates
    • Personal Savings, Money Markets, CDs & IRAs
    • Deposit Rates
    • Safe Deposit Boxes
  • Business
    • Business Team
    • Branch Management Team
    • Online, Mobile & Telephone Banking
      • Online, Mobile & Telephone Banking
      • Telephone Banking Guide
      • Video Demos
    • Additional Services
    • Business Checking & Savings
      • Business Checking & Savings
      • Checking & Savings Rates
    • PPP New Loans
    • Lending
      • Lending
      • Medical Professional Practice Lending
      • Commercial Loan Meeting Checklist
      • Business Plan
      • Business Loan Application
  • Resources
    • Financial Education
    • News
    • Calculators
      • College Savings Calculator
      • Loan Calculator
      • Mortgage Calculators
      • Retirement Calculator
      • Savings Calculator
    • Routing Number
    • Newsletter
    • Banks Never Ask That
  • About
    • Careers
    • Community Involvement
      • Foundation Application
    • Directors
    • History
    • Leadership Team
    • Locations
  • Contact
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