Banking solutions for real life.
There are no “one size fits all” checking accounts at Merrimack County Savings Bank. With four checking accounts to choose from, we’re sure to have a checking account that meets your needs. What’s more, all personal checking accounts include complimentary online and mobile account access and debit cards with the latest security features to give you added peace of mind.
Premier Checking
A benefits-rich loyalty account for customers with a combined deposit and loan balance of $15,000 or greater, or who have an investment account relationship with our wealth management affiliate. Get complimentary checks, special discounts on loan products and exclusive access to our Premier Money Market.
- $10 minimum deposit to open account.
- Earns interest on balances of $500 and greater.
- Monthly service charge of $15 waived with $15,000 combined loan and deposit account balance* or a relationship with Merrimack County Savings Bank’s wealth management affiliate.
- Free basic checks and 50% off other check styles.
- $250 discount on mortgage closing costs.
- Waiver of CheckReserve Line of Credit annual fee.
- Discounted Consumer Loan rates with autopay.**
- $1,000 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
- *Combined monthly balance consists of average collected monthly balance in all checking and savings accounts, ledger balance for CDs, and all outstanding balances on home equity lines or credit, home equity loans, installment loans and mortgages owned and/or serviced by Merrimack County Savings Bank.
- ** Discount does not apply to home equity lines of credit or loans, collateral and stock loans, time loans or CheckReserve line of credit.
Senior Checking
A special account designed for customers who are age 62 or older.
- $10 minimum deposit to open account.
- Earns interest on balances of $100 and greater.
- No monthly service charge.
- Free basic checks and 50% off other check styles.
- $750 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
Better Checking
A simple no-fuss checking account with no account service fees. You’ll even earn interest on your checking account funds.
- $10 minimum deposit to open account.
- Earns interest on balances of $100 and greater.
- No monthly service charge.
- $500 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
Everyday Checking
If you are looking for a basic, no-frills account with low fees, consider this account.
- $10 minimum deposit to open account.
- No monthly service charge.
- $300 Courtesy Pay limit.
- Optional Mutual Benefits membership for a monthly fee.
Personal checking account customers save time and money with complimentary convenience services:
- $5 Allowance
This service is automatic for all Merrimack customers in good standing.Learn More - Mutual Benefits Value Added Service
All Merrimack personal checking customers have access to Mutual Benefits membership with a monthly fee.Learn More