Your dream home made real
Crafted from scratch with help from The Merrimack—our Home Construction Loan is your key to a seamless build.
There’s a lot that goes into designing and building your dream home—square footage, finishes, location—but financing shouldn’t be the hardest part. With decades of construction financing expertise, our lending team delivers a seamless experience for you and your builder.
Why Build with The Merrimack?
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Local construction knowledge — our lenders are versed in all aspects of construction financing and well connected with builders in the community.
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Single-closing loans — during the construction phase, pay interest only on construction costs as they are drawn. After the build, your loan switches to a traditional mortgage automatically.
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Fit your timeline — we offer loans for construction periods up to 12 months.
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Unique Loans — trust us to know the unique challenges of financing homes built on an island, waterfront or mountainside property and the many other possibilities that make living in New Hampshire so fulfilling.
We don’t just finance homes—we build lasting relationships rooted in trust and service. From tailored lending to on-site help with disbursements, appraisals, and more—we’re with you from day one to move-in.
Talk To A Mortgage Lending Specialist
Want to learn more first?
Join us for a free construction loan seminar and get a comprehensive overview of the process.
Get Details On Our Upcoming Seminar
Already have a loan with us?