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Merrimack style is treating everyone – customers, employees and community members – with dignity, care, respect and compassion.

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Mutual Benefits Card

Tiers and Benefits

Choose the level of membership that best suits your lifestyle!

At the Merrimack, we’re committed to providing our customers with products and services that make their lives easier—and help their money go further. That’s why we’re proud to offer Mutual Benefits to our personal checking account customers. Mutual Benefits is a unique membership program that offers a wide range of money saving benefits. All Mutual Benefits members receive special discounts on everything from healthcare services to shopping, dining, and entertainment–as well as exclusive discounts at hundreds of Mutual Benefits business partners.

And as an added benefit, members can opt to receive additional travel and protection benefits like discounts on airfare and hotels, cellular care coverage, identity theft restoration services and identity monitoring. Choose the plan that best suits your lifestyle:

Premier Perks & Protection

$9 per month with any personal checking account

All Perks & Protection benefits plus…

Ultimate ID® Identity Theft Monitoring and Protection Services

  • 3-Bureau daily credit monitoring
  • Instant credit inquiry alerts
  • Credit score tracker
  • Enhanced dark web monitoring
  • Credential vault

Perks & Protection

$6 per month with any personal checking account

All Perks benefits plus…

Identity Theft Security Center & Restoration Services

The power to protect your identity and secure your personal information.

  • Set fraud alerts
  • Reduce junk mail
  • Order a free copy of your annual credit report
  • Organize your personal and financial account information

Gain peace of mind with identity restoration services from Restoration Rescue®.

Coverage begins 10 business days from the date of enrollment.

Travel Services

Guaranteed lowest published fares available at the time of purchase.

Air Travel

3% cash back4 automatically mailed at the end of the month you travel. $100,000 automatic flight insurance.

Cruises

Get personal assistance from a cruise expert or book online. You can also enjoy cash back.4

Hotels

Save 5-50% off the lowest published rates.

Car Rentals

Save 5-30% off the lowest published rates.

Condo Vacations

Starting at just $350 for 7 days/7 nights at over 1,000 resort locations.

Group Trips & Events

Custom travel packages and special group packages.

Savings on Amtrak & Eurail Passes

Consumer Services & Discounts

90-Day Purchase Protection & Extended Repair Warranty

Purchase protection against loss due to fire damage or theft for 90 days from the date of purchase. Automatically extends US manufacturer’s warranty on most consumer merchandise up to an additional 12 months.5

Cellular Care Coverage6

Cell phone repair protection at no additional cost. Up to $600 per membership account per lifetime. Cell phone must be less than 2 years old. Coverage automatically begins 30 days after enrollment. Monthly cell service bill must be paid from a Merrimack County Savings Bank checking account.

Roadside Assistance

Substantial savings on Premier “Sign & Drive” emergency road service.

Pet Health Insurance

Discounts on variety of pet insurance plans covering accidents, illnesses and preventative care. Your pet will get great coverage and you’ll save 5% on your coverage or 15% with a multiple pet policy.

Security Software

Save 20% on award winning Bitdefender® anti-virus protection.

Perks

$3 per month with any personal checking account

Discounts at Local and National Businesses

Savings at Hundreds of Local Business Partners

By showing your Mutual Benefits membership card.

Cash Back Rewards

Earn up to 33% cash back when shopping at over 350 online retailers when you register your Merrimack County Savings Bank debit card and/or a VISA® credit card.

Walmart®, Target®, Ann Taylor®, The Home Depot®, Best Buy® and so many more.

Dining Dough

Save up to 87% on restaurant dining certificates.

Golf Savings

Discounted eGift cards for use at thousands of courses nationwide.

Grocery Coupon Club

Save up to $1,000 annually with online access to print hundreds of coupons.

Movie Tickets

Save up to 33% at participating theaters.

Office Supply Discounts

Save up to 50% on office products from Office Depot.

Event and Attraction Tickets

Save up to 50% on tickets to Sporting events, Ski lift tickets, Concerts, Theater shows, Theme parks and museums.

Gift Card Savings

Save on gift cards for national retailers. Members can save up to 15% on retail gift cards.

  • Macy’s
  • JCPenney™
  • Kohl’s®
  • BassPro Shop®
  • Barnes & Noble®
  • TJ Maxx®
  • Marshall’s®
  • L.L. Bean®
  • Jos. A. Bank
  • And Many More!

Also, save up to 10% on restaurant gift cards.

  • Papa John’s®
  • Red Lobster®
  • Olive Garden®
  • Applebee’s®
  • TGI Fridays®
  • Chili’s Grill & Bar®
  • LongHorn
  • Steakhouse®
  • And Many More!

Health Services

Dental Care

Savings of 15-60% on usual and customary fees as well as 20% on orthodontics.

Low monthly fee.1 No exclusions for preexisting conditions. No enrollment fees and no claim forms. No maximum life benefit.

Hearing Care

Save up to 70% with no enrollment fees or premiums at over 3,000 locations nationwide.

Vision Care

Discounts on vision care needs, including eye exams, eyeglasses, frames and lenses at locations nationwide 2

Prescriptions

Present your membership card with a health discount ID at thousands of pharmacies nationwide and save up to 30%.3


Sample Savings Charts

A MONTH IN A LIFE

Example: 1 month of Mutual Benefits Savings Saved*
Dining out Saturday nights (for 2)* – 4x/month (*With Dining Dough) $100.00
Purchasing birthday eGift card – 1x/month $5.00
Shopping for groceries each week – 4x/month $60.00
Taking family of 4 to Six Flags amusement park* – 1x/month $81.54
Seeing a movie, date night for 2 – 1x/month $7.10
Example of potential monthly savings with Mutual Benefits Perks & Protection Membership $253.64*

A YEAR IN A LIFE

Example: 1 year of Mutual Benefits Savings Saved*
Family of 4 vacation to Florida, Flight & Hotel Savings: $88.06 plus $69.96 (5% cash back) $158.02
Car rental (1 week Alamo mid-size car) $109.05
New eyeglasses at Lenscrafters $45.75
Annual dental cleanings for family of 4 (for each: spent $44.00, saved $60.00) $240.00
Veterinary visit for family dog $8.00
Filling prescription 12x/year $594.00
Example of potential annual savings with Mutual Benefits Perks & Protection Membership $1,154.82*

A family of 4 can save over $4,000 per year with Mutual Benefits Perks & Protection Membership!*
Based on 12 months of $253.64 savings per month and additional annual savings of $1,154.82

Your Mutual Benefits membership includes…

Perks Perks & Protection Premier Perks & Protection
Discounts at Local Business Partners
Cash Back Rewards
Dining Dough
Golf Savings
Grocery Coupon Club
Movie Ticket Discounts
Office Supply Discounts
Savings on Event and Attraction Tickets
Gift Card Savings
Health Savings on Dental, Hearing and Vision Care, and Prescriptions
Travel discounts on hotels and condos, airfare, cruises, car rentals, group trips, Amtrak and Eurail
90-Day Purchase Protection & Extended Repair Warranty
Cellular Care Coverage
Roadside Assistance Savings
Pet Health Insurance Discounts
Security Software Savings
Identity Theft Security Center
Identity Theft Restoration Services
Ultimate ID® Identity Theft Monitoring and Protection Services:
  • 3 Bureau daily credit monitoring
  • Instant credit inquiry alerts
  • Credit score tracker
  • Dark Web Monitoring
  • Credential Vault




Mutual Benefits is Easy to Use!

5 Ways to Save

  1. By Phone – call 855.378.3898
  2. Online – visit mymutualbenefits.com
  3. On the Go – download the Mutual Benefits mobile app
  4. Show Your Card at local business partners – visit themerrimack.com or the mobile app for a full listing
  5. Extend the Savings – share your membership with up to 5 family members for no additional charge

1Not all plans available in all states. A one year commitment required. 2Outlook Vision Care® card required for discount. 3Cash & carry restrictions apply. Visit mymutualbenefits.com for details. 4Visit mymutualbenefits.com for details. 5Protection is in addition to other similar coverage at no additional cost to members. Restrictions apply. Visit mymutualbenefits.com for details. 6Restrictions apply. See mymutualbenefits.com or call 855.378.3898 for complete program details.

Merrimack Country Savings Bank has selected Generations Gold, Inc. (GenGold®), a fully independent third party service provider, to provide travel and other discounted services on an exclusive basis to Mutual Benefits members. All liabilities, claims, damages and demands are the direct responsibility of GenGold®, the provider. The Merrimack and GenGold® are not affiliated. Not all services available in all areas. GenGold® is not FDIC insured or an equal housing lender. Ultimate ID® requires email authentication by the member. Please see mymutualbenefits.com or call 855.378.3898 for complete program details.

Related Links

  • Mutual Benefits Program
  • Mutual Benefits Member Portal
  • Mutual Benefits Newsletters
  • Local Partners
  • Personality Quiz
  • MyMutualBenefits.com
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Personal Business

PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

Equal Housing Lender | Member FDIC

© 2023 Merrimack County Savings Bank

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