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Fraudulent QR Code Scams on the Rise

Posted on February 24, 2022

Quick Response (QR) codes are back in the spotlight after making a resurgence during the COVID‑19 pandemic. It seems like everywhere we look these days there’s a square barcode for us to scan with our smartphones. Whether the code provides quick access to a website, restaurant menu, or direct payment, hackers have caught on to the convenient technology.

How QR code scams work

According to the Federal Bureau of Investigation (FBI), hackers are tampering with both digital and physical QR codes, replacing legitimate codes with malicious ones. Hackers are using these fraudulent QR codes on stickers, junk mail, online ads, and phishing emails in hopes of catching people off guard.

Oftentimes, the fraudulent QR codes will mimic those used by businesses that facilitate payments through QR codes. Once scanned, the code will direct the person to a website that prompts them to enter login and financial information, giving hackers access to that bank account. Fraudulent QR codes may also contain embedded malware that allows hackers to access a person’s smartphone to steal personal information, without having the person enter any login credentials.

Tips to protect yourself

  • Preview the code’s URL as you scan it to make sure it’s the intended site. A malicious URL may be similar to the intended URL but will include typos or a misplaced letter.
  • Don’t download an app from a QR code. Use your phone’s app store for a safer download.
  • Refrain from scanning a QR code received by email or junk mail.
  • Avoid making payments through a QR code, instead, manually enter the trusted URL to complete payment.

If you’re a Merrimack customer and are concerned your personal or financial information was compromised, please call us directly at 603.225.2793 so we can assist with protecting your accounts and identity.

Filed Under: Consumer Alerts

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PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

Equal Housing Lender | Member FDIC

© 2023 Merrimack County Savings Bank

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PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

Equal Housing Lender | Member FDIC

© 2023 Merrimack County Savings Bank

  • Personal
    • Personal Checking
    • Personal Lending
    • Personal Savings, Money Markets, CDs & IRAs
    • Checking & Savings Rates
    • Mutual Benefits Program
    • Branch Leadership Team
    • Home Lending
    • Online, Mobile & Telephone Banking
    • Health Savings Accounts
    • Overdraft Programs
    • Safe Deposit Boxes
  • Business
    • Business Checking & Savings
    • General Lending Services
    • Online, Mobile & Telephone Banking
    • Additional Business Services
    • Business Team
    • Mutual Benefits Business Partner Program
  • Resources
    • Financial Education
    • News
    • Routing Number
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  • About
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      • Order Checks
      • Savings, Money Markets, CDs & IRAs
      • Health Savings Accounts
      • Overdraft Programs
      • CheckReserve Line of Credit
      • Courtesy Pay
      • $5 Allowance
    • Home Lending
      • Home Lending Team
      • Apply
      • Rates
      • Home Lending
      • Home Loans for University Professionals
      • Home Loans for Medical Professionals
      • Home Equity Lines & Loans
      • Home Buying Road Map
      • First Time Homebuyers
      • Mortgage Assistance Programs
    • Personal Lending
      • Apply
      • Rates
      • Personal Lending
    • Online, Mobile & Telephone Banking
      • Online, Mobile & Telephone Banking
      • Telephone Banking Guide
      • Video Demos
    • Mutual Benefits Program
      • Mutual Benefits Program
      • Tiers and Benefits
      • Local Partners
      • Mutual Benefits Member Portal
      • Personality Quiz
    • Safe Deposit Boxes
  • Business
    • Business Team
    • General Lending Services
      • General Lending Services
      • Rapid Business Loans
      • Medical & Dental Practice Loans
      • Loan Application Form
    • Checking & Savings
    • Online, Mobile & Telephone Banking
      • Online, Mobile & Telephone Banking
      • Telephone Banking Guide
      • Video Demos
    • Additional Business Services
    • Mutual Benefits Business Partner Program
  • Resources
    • Financial Education
    • News
    • Routing Number
    • Wire Transfer Instructions
    • Banks Never Ask That
    • Webinars
      • Customer Webinars
      • Realtor Webinars
    • Calculators
      • College Savings Calculator
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      • Mortgage Calculators
      • Retirement Calculator
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  • About
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      • Community Involvement
      • Foundation Application
    • Privacy & Security
    • Annual Community Photo Contest
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      • NHTrust
      • Meredith Village Savings Bank
      • Savings Bank of Walpole
      • New Hampshire Mutual Bancorp
    • History
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    • Leadership Team
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