Because everyone needs a little help sometimes.
If you’re having a hard time keeping up with your mortgage payments, you’re not alone—and our experts may be able to help. Reaching out early can prevent long-term financial strain and protect your credit, so don’t wait until you’re overwhelmed. Let’s work together to find a solution.
To learn more about your options and how to apply, give us a call at 603.225.2793 or 800.541.0006.
If you need support, these options may be available to you, subject to lender approval:
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Refinance your mortgage: Adjust your interest rate, term, or monthly payment—especially helpful if you’re currently in a high-interest or adjustable‑rate loan.
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Loan modification: Permanently change the original terms of your loan, such as reducing your interest rate or extending the repayment term, to make monthly payments more manageable.
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Sell and transition: If staying in your home isn’t financially feasible, selling your home and using the proceeds to pay off your loan may be a path forward.
What you’ll need when you call:
To help us better understand your situation, please have the following information ready:
- Your monthly income, expenses, and overall budget
- Recent pay stubs, bills, and tax returns
- A brief explanation of your current financial challenges
Additional documentation may be required depending on your situation.
You may also find support and guidance through these trusted organizations:
- The Consumer Financial Protection Bureau
- The US Department of Housing and Urban Development (For more information call 800.569.4287)
- Affordable Housing, Education and Development (AHEAD)
- Concord Area Trust for Community Housing (CATCH)
- Greenpath Debt Solutions
- Money Management International in Portsmouth
- Neighborworks of Southern New Hampshire
- New Hampshire Housing Finance Authority