Your home has value—let’s put it to work.
Whether you’re planning renovations, covering tuition, or buying a car, tapping into your home’s equity can be a smart, affordable way to finance what matters most.
The Merrimack offers both fixed-rate Home Equity Loans and flexible Home Equity Lines of Credit (HELOCs) for your lending convenience. With competitive rates, a fast application process, and personalized support from our local lending team, we make it easy to move forward with confidence.
Home Equity Loan
One-time funds with predictable monthly payments
An ideal solution for large, one-time expenses—like remodeling your kitchen or fixing your roof—our fixed-rate Home Equity Loan provides funds upfront and a consistent monthly payment that fits your budget.
- Fixed interest rate
- Budget-friendly monthly payments
- Funds available quickly
- Great for planned expenses
Home Equity Line of Credit
Flexible access when you need it most
A Home Equity Line of Credit gives you the flexibility to borrow as needed. It’s a convenient way to cover unexpected expenses and gives you peace of mind knowing you can access the funds you need, when you need them—just by writing a check.
- Revolving line of credit
- Variable interest rate
- Easy access to funds
- Ideal for ongoing or surprise expenses
Together we can make this happen. Contact an expert lender today
* Please note that equity loans and lines of credit are subject to approval and certain restrictions may apply.