Homeownership is a journey best taken with experts who can help you reach your goals with ease and confidence.
Whether you’re buying your first home, building your dream home or tapping into your home’s equity, you’ll find the loan options and expert guidance you need right here at The Merrimack.
Explore our loan options and meet our mortgage lenders.
- Fixed-Rate Home Loans. Lock in a great rate for the life of your loan and ride market ups and downs with complete peace of mind.
- Specialty Loans. Choose from adjustable-rate mortgages (ARMs) and other options to fit your unique borrowing needs.
- Land Loans. Found the perfect lot? Make it yours with a wide range of ARMs, all with low initial payments.
- First Time Homebuyers. Count on our Mortgage Specialists for guidance throughout the process, from pre-approval to closing.
- Home Equity Loans. Need to cover major costs like renovations or college tuition? Tapping into your home’s equity with a loan or line of credit is a smart way to get the funds you need when you need them.
- Construction Loans. Make your dream project a seamless build with financing expertise on New Hampshire terrain and interest-only, single‑closing convenience.
- ADU Loans. Obtain flexible financing to build an in-law suite, backyard cottage or other accessory dwelling unit, then transition into long-term home financing.
Looking to refinance?
Talk with a Mortgage Specialist about how you can save money by adjusting your interest rate, term or monthly payment — a helpful option if you’re currently in a high-interest or variable‑rate loan.
Estimate Your Mortgage Payment
The math involved in calculating mortgage payments is complicated. So, we’ve built this mortgage calculator so you can take control. The calculator lets you fine-tune the costs involved for yourself. We hope you’ll bookmark it and use it for every property you consider.
Property Taxes
*Loans above 80% loan to value will require private mortgage insurance (PMI). This monthly estimate does not include PMI payments nor does it include home owners insurance payments.
We’re ready when you are! Get the process started today. Our Mortgage Specialists are excited to hear from you!
The Merrimack is a mutual bank.
As a mutual bank, we’re owned by our customers, not by shareholders. We reinvest funds back into our institution to benefit customers and employees, and we’re committed to investing in our community, too.
That’s Merrimack Style.
