Fraud is everywhere these days — and scammers are getting sneakier. Good Morning NH with Jack Heath talks with Rachel Perri, Regional Vice President at Merrimack County Savings Bank, about what banks are seeing and how you can protect yourself. Here are the quick takeaways:
What’s Trending in Fraud
- Fake accounts: Criminals mix real and fake info to open accounts that look legit.
- Stolen logins: Once they get your password, they move money fast.
- Instant payment scams: Real-time transfers are convenient, but once cash is gone, it’s gone.
- Phishing & deepfakes: Messages and calls look and sound real thanks to AI.
- Romance & investment scams: “Love” or “hot tips” that end with your money disappearing.
- New tricks: Fake QR codes and scam calls claiming to be from the bank.
Red Flags to Watch
- Pressure to act right now
- Requests for secrecy
- Gift cards, crypto, or wire transfers as payment
- Offers that feel too good to be true
- Odd links, misspellings, or fake caller ID
- Online relationships that quickly turn into money requests
If your gut says something feels off — listen to it.
If You Slip Up
- Call your bank right away
- Change your passwords
- Turn on two‑factor authentication
- Check your accounts daily
- Report it to reportfraud.ftc.gov or identitytheft.gov
The Bottom Line
Scammers are fast, but you can stay one step ahead by slowing down, asking questions, and double-checking before you act.
Radio interview aired on September 17, 2025