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Merrimack style is treating everyone – customers, employees and community members – with dignity, care, respect and compassion.

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Home Lending

Building, buying or refinancing– you’ll find comfort and confidence when The Merrimack has your back

Home financing is a big step and having the right partner can put you at ease. At The Merrimack, our team of local lending experts brings clarity, confidence, and hands-on support to every step of the process. With our deep roots in the community and expert knowledge of the market, we’re here to help you move forward with ease and peace of mind.

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Meet the Mortgage Specialists committed to supporting you every step of the way.

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Whether you’re tackling a major home project or preparing for a life milestone, we’re here to help you finance it. From kitchen remodels to weddings or college tuition, your home’s equity can help with the heavy lifting.

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Home Construction Loans

Get to work on your dream home. Offering local expertise, single-closing convenience, and support from groundbreaking to move-in, The Merrimack is your tried and true partner.

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A major milestone in anyone’s life—let us help you sort out the fine print and smooth out the details. We offer FHA, NHHFA and RECD loans to best fit your unique financial situation.

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Our personalized solutions offer low or no down payment options that make homeownership accessible. Tell us your story—we’ll find a loan that works for you.

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We’ve all wished for a roadmap during life’s most complicated moments. Luckily, when it comes to buying a home, we’ve got one for you.

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Get home sooner. Kick start the process today.

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Discover our most up to date offerings.

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Estimate Your Mortgage Payment

The math involved in calculating mortgage payments is complicated. So, we’ve built this mortgage calculator so you can take control. The calculator lets you fine-tune the costs involved for yourself. We hope you’ll bookmark it and use it for every property you consider.


 

Principal & Interest

Property Taxes

*Loans above 80% loan to value will require private mortgage insurance (PMI). This monthly estimate does not include PMI payments nor does it include home owners insurance payments.

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PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

Routing# 211470225

Equal Housing Lender | Member FDIC

© 2025 Merrimack County Savings Bank

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PO Box 2826
Concord, NH 03302-2826
603.225.2793
800.541.0006
Telephone Banking: 888.224.6272
NMLS#433938

Equal Housing Lender | Member FDIC

© 2025 Merrimack County Savings Bank

  • Personal
    • Personal Checking
    • Personal Lending
    • Personal Savings, Money Markets, CDs & IRAs
    • Checking & Savings Rates
    • Mutual Benefits Program
    • Branch Leadership Team
    • Home Lending
    • Online, Mobile & Telephone Banking
    • Health Savings Accounts
    • Overdraft Programs
    • Safe Deposit Boxes
  • Business
    • Business Checking & Savings
    • General Lending Services
    • Online, Mobile & Telephone Banking
    • Additional Business Services
    • Business Team
    • Mutual Benefits Business Partner Program
  • Resources
    • News
    • Routing Number
    • Banks Never Ask That
    • Calculators
    • Newsletter
    • Member Portal
  • About
    • Careers
    • Community Involvement
    • Directors
    • History
    • Leadership
    • Privacy & Security
    • Annual Report
    • Values
    • Hours & Locations
  • Facebook
  • LinkedIn
  • Instagram
  • Personal
    • Branch Leadership Team
    • Checking & Savings
      • Apply
      • Rates
      • Checking
      • Order Checks
      • Savings, Money Markets, CDs & IRAs
      • Health Savings Accounts
      • Overdraft Programs
      • CheckReserve Line of Credit
      • Courtesy Pay
      • $5 Allowance
    • Home Lending
      • Home Lending Team
      • Home Equity Lines & Loans
      • Home Construction Loans
      • First Time Homebuyers
      • Affordable Housing Loans
      • Home Lending Resources
      • Apply for a Loan
      • Rates
    • Personal Lending
      • Apply
      • Rates
      • Personal Lending
      • Student Loans
      • Personal Credit Cards
    • Online, Mobile & Telephone Banking
      • Online Banking
      • Mobile Banking
      • Zelle®
      • Telephone Banking
      • FAQs and Video Demos
    • Mutual Benefits Program
      • Mutual Benefits Program
      • Tiers and Benefits
      • Local Partners
      • Mutual Benefits Member Portal
      • Personality Quiz
    • Safe Deposit Boxes
  • Business
    • Business Team
    • General Lending Services
      • General Lending Services
      • Medical & Dental Practice Loans
      • Loan Application Form
      • CareWork Loan Program
      • Business Credit Cards
    • Checking & Savings
    • Online, Mobile & Telephone Banking
      • Online Banking
      • Mobile Banking
      • Telephone Banking
      • FAQs and Video Demos
    • Additional Business Services
    • Mutual Benefits Business Partner Program
  • Resources
    • News
    • Routing Number
    • Wire Transfer Instructions
    • Security Center
      • Fraud Prevention Tips
      • Resources and Support
    • Webinars
      • Customer Webinars
      • Realtor Webinars
    • Calculators
      • College Savings Calculator
      • Loan Calculator
      • Mortgage Calculators
      • Retirement Calculator
      • Savings Calculator
      • CD Calculator
    • Brochures
  • Hours & Locations
  • About
    • Careers
    • Community
      • Community Involvement
      • Foundation Application
      • Community Reinvestment Act – CRA Public File
    • Privacy Policies
    • Annual Community Photo Contest
    • Affiliates
      • NHTrust
      • Meredith Village Savings Bank
      • Savings Bank of Walpole
      • New Hampshire Mutual Bancorp
    • History
    • Directors
    • Leadership Team
    • Values
    • Mutuals Matter
    • Annual Report
    • Hours & Locations
    • Holiday Schedule
  • Contact
  • Contact Information
  • NHTrust

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