Building, buying or refinancing– you’ll find comfort and confidence when The Merrimack has your back

Home financing is a big step and having the right partner can put you at ease. At The Merrimack, our team of local lending experts brings clarity, confidence, and hands-on support to every step of the process. With our deep roots in the community and expert knowledge of the market, we’re here to help you move forward with ease and peace of mind.

Apply for a Mortgage Obtain Preliminary approval Borrower Login

Home Lending Team

Meet the Mortgage Specialists committed to supporting you every step of the way.

Meet the Team

Home Equity Lines & Loans

Whether you’re tackling a major home project or preparing for a life milestone, we’re here to help you finance it. From kitchen remodels to weddings or college tuition, your home’s equity can help with the heavy lifting.

Learn More about Home Equity Lines & Loans

Home Construction Loans

Get to work on your dream home. Offering local expertise, single-closing convenience, and support from groundbreaking to move-in, The Merrimack is your tried and true partner.

Learn More about Home Construction Loans

First Time Homebuyers

A major milestone in anyone’s life—let us help you sort out the fine print and smooth out the details. We offer FHA, NHHFA and RECD loans to best fit your unique financial situation.

Learn More about First Time Homebuyers

Affordable Housing Loans

Our personalized solutions offer low or no down payment options that make homeownership accessible. Tell us your story—we’ll find a loan that works for you.

Learn More about Affordable Housing Loans

Home Lending Resources

We’ve all wished for a roadmap during life’s most complicated moments. Luckily, when it comes to buying a home, we’ve got one for you.

Road Map Assistance Programs

Apply for a Loan

Get home sooner. Kick start the process today.

Apply Now

Rates

Discover our most up to date offerings.

View Rates

Estimate Your Mortgage Payment

The math involved in calculating mortgage payments is complicated. So, we’ve built this mortgage calculator so you can take control. The calculator lets you fine-tune the costs involved for yourself. We hope you’ll bookmark it and use it for every property you consider.


 

Principal & Interest

Property Taxes

*Loans above 80% loan to value will require private mortgage insurance (PMI). This monthly estimate does not include PMI payments nor does it include home owners insurance payments.