Making it easier to find the right student loan.

That’s MERRIMACK Style.

Finding the student loan that’s right for you can feel more challenging than getting your degree.

We’ve partnered with Granite Edvance, a New Hampshire-based education non-profit serving NH students and families.

Whether you need to apply for a new loan, combine loans, refinance for lower payments or just need some guidance. Granite Edvance is ready to make it happen.

Granite Edvance

When you work with Granite Edvance, through The Merrimack you’ll enjoy:

  • Quick and easy online application process – find your rate in less than 3 minutes
  • Competitive interest rates, with fixed and variable options available
  • Interest rate discount for enrolling in automatic debit
  • No upfront fees or prepayment penalties
  • Multiple repayment options
  • Support from local student loan experts
  • Cosigner release available

Why did we partner with Granite Edvance?

The Merrimack and Granite Edvance have a lot in common. We both care about personalized local service, your financial wellness, and community involvement. They are laser focused on one thing: Helping you.


And you’ll be able to choose from:

Student Loans:

Loans from $2,001 to the cost of attendance minus any financial aid accepted

The student acts as the primary borrower but may require a cosigner to meet eligibility requirements. Eligible borrowers must be a NH resident or enrolled at least half-time at a NH-based Title IV degree‑granting institution. State residency restrictions apply. Loans offered through Granite Edvance are private student loans and are intended to supplement, not replace, federal and institutional financial aid options. Students are encouraged to file the Free Application for Federal Student Aid (FAFSA) and to consult their post-secondary institution’s financial aid office to discuss all available options.

Refinance Loans:

Loans from $7,500 – $200,000

Refinance disclosure: Eligible loans include federal and private student loans used for attendance at a Title IV degree granting institution. Refinancing a federal loan means forfeiting the benefits associated with federal loans. We encourage you to speak with your federal loan servicer and research the options before choosing to refinance a federal student loan.

We’re ready to make college happen!

Granite Edvance Student Loan and EdvestinU are loan products of Granite Edvance Corporation and may be funded by Granite Edvance Corporation NMLS ID# 1527348, www.nmlsconsumeraccess.org or Bank of Lake Mills, member FDIC. Subject to credit approval and underwriting guidelines. Bank of Lake Mills does not have an ownership interest in Granite Edvance. Neither Granite Edvance nor Bank of Lake Mills is affiliated with the school you attended or are attending.

Merrimack County Savings Bank is not responsible for the underwriting, approval or servicing of student loans offered through Granite Edvance Corporation. Loans offered through Granite Edvance Corporation are intended to supplement, not replace, federal and institutional financial aid options.