Please review this pamphlet for details on what you should know about home equity lines of credit.
HELOC Brochure
Once your application is received, one of our Mortgage Loan Officers will order your credit report and select the most appropriate program for you based on your credit score. Your initial package will contain the specific disclosure pertaining to your program.
While your credit report is being pulled, we encourage you to review the Home Equity Line of Credit Important Terms and Disclosures ahead of time, as we offer several Home Equity Line of Credit products based on your credit score.
If you know your credit score, please select the disclosure below that best matches your situation.
If you do not know your credit score, please review all listed disclosures under the category most relevant to you below.
Primary Homes
Loan amount of $750,000 or below
Credit Score 720
Credit Score 660 – 719
Credit scores 659 or below would be subject to additional underwriting guidelines and credit exception approval.
Loan amount over $750,000
Credit Score 720
Credit Score 660 – 719
Credit scores 659 or below would be subject to additional underwriting guidelines and credit exception approval.
Secondary Homes
Loan amount of $750,000 or below
Credit Score 720
Credit Score 660 – 719
Credit scores 659 or below would be subject to additional underwriting guidelines and credit exception approval.
Loan amount over $750,000
Credit Score 720
Credit Score 660 – 719
Credit scores 659 or below would be subject to additional underwriting guidelines and credit exception approval.
Investment Property
All Loan Amounts
Credit Score 720
Credit Score 660-719
Credit scores 659 or below would be subject to additional underwriting guidelines and credit exception approval.