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When we saw mortgage rates getting unaffordable for our communities, we found a better way. By funding our loans internally and reinvesting our deposits back into the community for lower-rate mortgage loans, we’re able to offer you one of the most competitive rates in the market.

That’s Merrimack Style.

Get $1,000 off closing costs!**

How much new home can you afford?

At these lower rates, you gain more purchasing power. How much more? Ask a Merrimack mortgage lender for an estimate. In today’s market, it could be all the edge you need.

Talk with a Mortgage Specialist

Looking to have a conversation or get the process started? Our lenders are ready and waiting to help.
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*Rate effective 9/22/2022 and may change without notice. Quoted rate is based on a purchase of a single-family primary residence with 40% down payment and a credit score of 740 or greater, assuming a $250,000 mortgage with 360 monthly principal and interest payments of $1,479.00. Payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. Borrowers may qualify with lower down payments and lower credit scores at different rates. Rates may vary due to property or loan characteristics. Other underwriting requirements must be met.


** The $1,000 lender credit applies to purchase transactions for applications taken between 3/1/22 and ending 9/30/22. Offer applies only to the new purchase of a primary residence, second home, or investment property and does not apply to land purchase, construction loans, refinancing, home equity loans, home equity lines of credit, personal loans, or loans brokered to NH Housing. The discount will be applied to the qualifying mortgage loan at closing. Not redeemable for cash value. Loan approval is subject to credit underwriting and program guidelines. Other restrictions may apply.